Astra Militarum Commissar Complete

I finally painted my Commissar. I plan on using him as a Lord Commissar in games. Now I am not especially skilled in painting nor have I figured out how to base models, so on the way to financial independence, we will see how I improve.

I suck at pictures.
I suck at pictures.
Really, just, awful.
Really, just, awful.

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Here are pictures of a space hulk terrain board I am working on. I am thinking of having elements from Tau, Eldar, Ork and Imperial spaceships with rock corridors between them. Like the base from Dan Abnett’s “Salvation’s Reach”.

I’m using the Starship blocks molds from Hirst Art’s. The idea for the space hulk came from the idea that I wasn’t going to get perfect cast’s, so what better way to get practice than to have something that is supposed to look crappy? Unfortunately, I’m using drywall plaster from a local hardware store, so the strength is pretty weak.

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And the project’s will never end. The plan was to have a Space Marine, Astra Militarum, Grey Knights, Khrone, Nurgle and Skaven army. Dark Vengence brought some Dark Angels into my life.

I should have just taken up drugs.
I should have just taken up drugs.

Of course, you wouldn’t be living a life without some distractions.

My dog insisting on a walk.
My dog insisting on a walk.

Set Up Sheets

This week I paid off the tools I bought for work. That will free up 50 dollars a week.

The shop I work in has experienced a lot of growth lately. Time is vital because we’re trying to catch up on our orders. Unfortunately, all the stuff to do my job is inside another man’s head.  I am gradually typing up the set up sheets and putting them in a book so that I can be more independent.

I have been thinking about the set up sheets and what I think would be useful to include.

The date: We have a stack of hard copy programs that have no date on them. While it was nice to have these when our computer simply erased the program folder, we had no idea which version of these programs they were.

Process name: The part or widget you are making. The book will be alphabetically arranged by process name to make it easier to find things.

Program: The program name in the machine.

Tools: The tools that are required for a specific job.

Set up: The arrangement of the tools in the machine. The particular machine I am using is an OMNI Turn lathe, so set up to me means the distances between the tools and the blocks on the slide. But it could mean where the tools are in the turret.

Cutting inserts: We have a variety of cutting inserts available and to a new person they can easily get confusing.

Notes: A space to write notes. Program changes, things that need to be added to the update of sheet.

Some policies will have to be enacted regarding the set up sheets, such as reviewing the books after a period of time, etc.

I’ll add and update as I think about these.

The Math of Financial Independence

Ah. It’s been a busy week.

First thing, a new Atomic Robo has been released, go support your local comic shop and buy it.

Second, the delay in posting was due to the fact we had no electricity from Monday to Friday. I am kind of glad though because it has convinced my brother that a generator station is required.

Third, my brother and I took time to clean out our shed. The plan for rebuilding the farm has jumped ahead by years from the timetable I had in my head.

Now, this weeks post, we get the calculators out to figure out the time frame. Figures that I would lose two days of work and it would screw up my pay rate for two weeks.

Mr Money Mustache recommends that you have 25 times your annual spending or whenever your spending is 4% of your assets.

My annual spending last year was 7,500. Both techniques render 187,500 as the goal. Current Net worth is 17,492.37.

17,492.37/18,7500=.093.    9% Percent towards goal.

Income

Machine Operator

400 dollars a week.

333.34 take home pay.

166.67 goes into savings right off hand.

Income from mowing.

1,100. As of June 30.

Stocks

263 a year in dividends.

My savings situation is a little complicated.

Currently, 77 dollars a week is added to the base amount. I figured that each quarter it would add up to be 1,000 dollars. This month’s schedule is

July 2: $4,310

July 9: $4,387

July 16: $4,464

July 23: $4,541

July 30: $4,618

Once every quarter I transfer the surplus amount to my stock brokerage to buy more stock. This combines with the dividends to buy more stocks.

This is going to be a snapshot of the time it will take.

((166.67×52)+263)= 8,929.84

187,500-17,492.37=170,007.63

170,007.63/8929.84=19.03 Years.

That’s not very encouraging, is it? Let’s add the mowing income to savings.

((166.67×52)+1100+263)=10,029.84

170,007.63/10,029.84=16.95 Years

Half my income won’t do it. How about 60%?

((200×52)+1100+263)=11,763

170,007.63/11,763=14.45 years.

We’ll throw 75% at it.

((250×52)+1100+263)= 14,363.

170007.63/14,363= 11.83 years.

Looks like I have a decade of work any way I slice it. I’ll have to look into some higher yield investments.

 

The Politics

I am neither Democrat nor Republican. The best way to describe it is Scott Adam’s term “Libertarianesque”. Humans need the maximum amount of freedom to thrive. Experiments need to be made. Changing circumstances need to be adapted to. (The rules that worked for your parents will not work for you.)

A human must be able to make their own choices. They must be able to think and plan for their future to the best of their knowledge.

Will bad things happen? Inevitable. Each and every human is unique and there is no guarantee that they will choose the “right” choice. That’s all a person can do, take a side and go with it.

But we need not stumble around in the dark. We can plan. We can organize. We can use our ingenuity to minimize the damage to ourselves, our friends and our communities.

1. Education- Having a map isn’t much help if you don’t know where you are. That’s why education with the emphasis on the two following notes are the most important things. A realistic education is the greatest tool a person can have. You don’t need a diploma or anything, just a skill that can be used.

1.1 Health Education- If you don’t have your health, you don’t have anything. We need to dispel the myths of medical science, especially those related to birth control. I don’t think there are too many things more disruptive than the birth of a child.

1.2 Financial Education-People need to understand how money works. Financial problems permeate into every other part of your life. Life is much easier if you can learn how to live within your means. There are people who are living paycheck to paycheck on $100,000 a year salary. How do you manage that? (That’s also why I’m against raising the minimum wage, if you are still running on the hedonic treadmill, a million dollars won’t be enough.)

2. Culture- We don’t need more laws. Laws are limited by who enforces them. You need to create a people who will choose to do the right thing. Our current culture though rewards people for self destruction and consumption. We rail against something different each week, each controversy as quickly forgotten as it was picked up. Essentially, we lack accountability and lack the attention span to make sure that they stay honest.

I’m sure there is more, but in the end, it all boils down to this: Each person has a choice on whether or not they will improve the world.

Ready. Set. Go.

We have all heard the great lamenting that there is no upward mobility in America anymore. The only way to get ahead anymore is to lie, cheat and steal. If you don’t, you are doomed to a life of misery and toil only to die penniless.

Or are you? Has anyone actually tried? Of course people have tried. Some have tried and succeeded. “Lies!”, you say. “Witchcraft!” others say. “If you call that living!” The rest say.

Nope, it’s true. Mr Money Mustache, Mad Fientist and others have accomplished it.

“But they all had high paying jobs. The average person can’t accomplish that.”

And that’s where I come in. I’ll put it to the test. First off, starting stats.

 

Stats

Age:25

Weight: 246

Education: Associates in Industrial science.

3 Jobs: Machine Operator, Lawnmowing, Farm work (Pays my room and board.)
Living with my parents.

11 dollars an hour as a machine operator.

10 dollars an hour mowing.

Paycheck each week:333.33.

Amount put in savings each week: 166.67

15,000 in assets currently.

To be financially independent: 185,000

Current debt: 188 for tools.

 

Current phase of plans: “Putting My house in order.”

These are the plans that I hope to accomplish.

Short term: Associates degree in business, Renovate a space for a machine shop.

Long Term: Rebuild farm, buy outstanding shares of farm.

 

 

There is no quick route to success. Only time, patience and restraint can ensure it. But we can have some fun along the way. I think it’s going to be a long, strange trip.

Let the journey begin.