I finally got my system set up using various bank accounts. The question was “How can I save up a little bit of money for everything?”
My goals essentially are:
-My own machine/workshop.
My own workshop is going to require tools for electronics, metal shaping, wood shaping, any odd thing that comes my way. I would like to be able to tinker with things.
I enjoy my hobbies, particularly Warhammer 40K. I enjoy model building, the painting is becoming enjoyable and I’m getting less anxious about playing.
And financial independence was the primary goal. You get yourself secured before doing anything else. Having the best tools doesn’t matter if you are too busy to run them.
My weekly paycheck is 413.93.
Right now 200 goes towards the renovations. (I figure this is an investment though not as productive as stocks.)
50 a week towards tools. One day I may get a loan to buy the tools and pay it off through this account.
20 a week towards hobby. This folds into the prepaid credit card I got to build my credit. I know I shouldn’t buy unproductive stuff with a credit card. The limit is 250 so I cannot get out of control.
Leaving 143 a week for gas, food, etc.
I had already tried 50 towards both tools and hobby but that was too much too fast. I might try alternating each week to see how well that works.
But a systematic approach will be the best way to do things.
I bought 9 shares of VTI for 1165 dollars. This amount is a lot lower than what I usually do because I have been spending more money than usual. I will have to start cutting back in order to get back on track.
There is a big controversy regarding the new Primaris Marines. The argument seems to be “No Precedent in Fluff” and “Clear Money Grab.”
I will admit I like the Primaris Marines. The idea that Humanity still has some ingenuity left appeals to me. The models look good too.
Fluff Wise: I say “Mars has its secrets.” The Imperium is so vast no one can keep track of it all. The vagueness is what allows us to do custom chapters, custom campaigns and our own stories.
Tech Priests tinkering with Space Marines is nothing new. One succeeding is new. It is different. It goes against everything we supposedly know. But what do we know about the Adeptus Mechanicus? There has never been an audit of them. There is no oversight committee on their projects.
The fan base seems to believe that they have all the information of what happens in the 40k universe. I think we have tiny windows into it. That there are still mysteries in there for even the most veteran of players.
Games Workshop has the same problem as Marvel and DC. They have beloved settings and characters along with a vocal fan base. A change to the status quo angers people. Even if all the stories are exhausted people will resist change.
“Money Grab”: I will admit this is possible. At some point jaded cynicism started masquerading as wisdom. Opinions are extrapolated as facts.
Time will tell though. Chaos may get something comparable. (Ka’Banda is out, Angron could come out too.)
Stop raging for the time being and go paint your models. Stop focusing on the things you can’t control. Games Workshop is telling a story. Sit and listen for a while.
I fell off the frugality wagon. (I decided to update my 40K codexes.) So I have been refocusing by reading Brave New Life, Mr Money Mustache and Millennial Money Man. They all talk about getting a side hustle going.
Sadly for the past couple of years, I have had more than enough on my plate.
Mowing and Weed Whacking.
Help around the farm.
Accounting for the Farm and Lawn mowing.
Getting side stuff going was problematic because I didn’t have time.
However, I have lost 4 of my side mowing jobs and we lost a cemetery so I should have more time. I can devote more time to my projects. I have some worries about the loss of income but I think I can make it up else where.
LodgeCon had an excellent diversity panel. It was well done and gave many suggestions. However it was silent on the primary problem I have.
I can’t get people to show up in the first place.
When I was in high school I helped start a gaming club. One day we had a chess based day. People showed up but played their Nintendo DS’ instead of chess.
Upon graduating I came back to help out. I found an empty class room. The boy who took over after me quit “because it was boring.” The girl after him didn’t show up at all.
You can’t have diversity if you don’t have a community in the first place. No one seems willing to put the work in to build a community. They will do the easy parts but when times get tough, they walk away.